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Ep 10: Digital India | The Seen and the Unseen


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Welcome to the IVM Podcast Network.
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A few days ago, I was walking down the boulevard
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when a man in a long black coat and a long black hat
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wearing dark glasses stepped in front of me and said
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I know what you did last summer.
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I was surprised. I told him so. Even I know what I did last summer.
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The guy seemed surprised by that.
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He took a deep breath and then he said
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I also know what you did last evening.
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He paused. Then he took out his phone and held it in front of my face.
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There was a picture of me in my underwear and
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I won't tell you what else was in that picture but I was shocked.
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How could you get this picture? I will complain to the police.
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Ha ha ha. He laughed like a maniac.
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If you go to the police, I will show them what you did last week.
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He swiped the screen and showed me what I did last week.
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I freaked out. I am getting out of here, I said. Get away.
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But as I brushed past him, he laughed and said
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You can't get away from me. For one thing, you can't run fast enough.
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You had 18 malai malpuas on Saturday.
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You have a BMI of 29.2. If you run now, you will be out of breath in 41.3 seconds.
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Remember what your doctor emailed you a month ago.
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Your cholesterol level is too high for this.
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I was angry now. Who are you and how do you know so much about me?
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He replied. Maybe I am the government.
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And maybe I am you.
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At this point, he whipped off his tall black hat and dark glasses
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and I saw that he looked just like me. Only a little more handsome.
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I almost fainted. What shit is this? Who are you?
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Did you hear me? He said. I am you.
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I have stolen your identity. You don't exist anymore.
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You are a ghost at walks. Mu ha ha ha ha ha ha. Mu ha ha ha ha.
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Welcome to The Scene and the Unseen.
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Our weekly podcast on economics, politics and behavioral science.
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Please welcome your host, Amit Varma.
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Welcome to The Scene and the Unseen.
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Everyone these days is talking about digital India.
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Digital India is this. Digital India is that.
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So much convenience. Let's go cashless. This is heaven on earth. Blah blah blah blah blah.
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Well, I have with me today on the show a man who would advise caution.
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Devanshu Datta is a columnist based in Delhi
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who has written extensively on technology and economics.
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Devanshu, tell me what are the downsides of digital India?
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There are two major downsides. One is privacy and the other is data protection.
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They are not exactly the same thing.
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Privacy leads into surveillance in the sense that there could be an all-seeing,
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all-monitoring Netra as it's called system which takes my data, your data, collates our metadata,
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figures out for instance that we are sitting right here right now
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using our various locational bits and pieces on the phone
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and by inference figures out that we must be either doing a podcast or some other kind of recording.
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That's one level. The fact is that for a modern human being if you're carrying anything like a,
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let's say a metro smart card or your phone is just switched on,
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you can be located pretty much to within a hundred meters of wherever you are 24x7
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which means if that data is put together with other things,
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for example if you visited a medical lab and you happen to have searched online for let us say HIV tests,
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it doesn't require a great deal of intelligence and a deep learning AI program could take this and say that
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well you know we have reason to believe that this man might have been interested in testing for.
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So sensitive medical information can be inferred even if it cannot be directly proved.
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If you're using a card to pay for a medical test, a pathological test, then we take that one step further.
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That's privacy. Let us say we need to define what is private and what is not private in a more clear way.
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The second thing is criminal use of data.
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If something like Aadhaar gets hacked, you could first of all shut down a lot of government schemes.
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Secondly you could do you know fairly nasty things like transfer huge sums of money
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either into bank accounts or out of bank accounts. You could cause a completely chaotic situation.
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You could potentially cause identity theft or you could swap identities.
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For example if your biometric information is swapped with my name and mine is swapped with somebody else's name,
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you'll have complete hysteria up and down the line.
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Again it's not very clear A what level of security exists to prevent such malicious acts happening
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and if something like that happens it's not clear what kind of restitution would be available for an affected entity.
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It might not be an individual, it could be a corporation which got hit with something like this.
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So I have two further lines of questioning from there.
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The first one is fairly trivial but to go back to the privacy point,
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a lot of common joes say that look the point about privacy matters if say you're a political dissident
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like you and I might well be and the government wants to shut down your free speech or whatever
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then it matters that they can see where you are 24x7 and can spy on you.
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But for the common joe what is the big deal if various bots everywhere are figuring out their preferences
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and serving them more targeted ads?
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Well it can run into a problem in the sense that for example if you happen to have a taste for eating beef
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and you happen to have gone to Goa or Kerala or West Bengal where it is perfectly legal
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and you have bought and cooked and eaten beef and you come back to Bombay
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and your neighbour happens to get this information and decides to embarrass you a lot by making it very public.
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You could run into a social law problem. You might for example have gone to a massage parlour in Delhi
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which is again perfectly legal and you might have paid the mass use, something extra.
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Again this is perfectly legal but it is also information that could be potentially embarrassing to you.
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But really no one else's business if I choose to let, this is one of the points many people make, it is my data.
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I would like to own it. If I choose to tell Google that hey I happen to be at the crossing of SB Road and Linking Road
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or I want to know the nearest place where I can buy a bottle of wine, that's fine.
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I am asking for a certain amount of information and you are welcome to make what you will of that information.
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But I would like to be in control of my data. I would like to know how much of my data is out there
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and how much of it is digitally dispersed in different silos and how much of it is available at one spot to one all seeing eye.
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Again this is an example I am taking from a friend of mine who is fairly wealthy and since he drives an Audi
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if he commits a minor traffic infraction he tends to get hit for huge sums in bribes.
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I drive a much less upmarket car and committing the same infractions I get asked for smaller bribes.
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This is the copper who is going by the fact that well making a judgement call that fine this man is the owner of a very expensive car
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so he can afford to pay a certain amount more in the way of speed money.
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Now if the copper actually had access to your PAN number and your IT account he could fine tune his demands in a much more fine grained fashion.
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He could actually say that well you know I know you have just withdrawn 15,000 rupees from the ATM.
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Give me 10.
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And give me 10 as the case may be.
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So for someone who is into rent seeking this is a feature not a bug it helps him.
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It is a feature and the point is that it is also a feature which if I was a black hat I would be rubbing my hands with glee
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because I could be into rent seeking and get into these systems and use ransomware.
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There is so much you can do.
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There is so much you can do.
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Okay my second question is really a two part question.
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One is that countries which are further down this road than we are,
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what kind of safeguards typically have they put in place to protect both privacy and sensitive data?
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And secondly what are we doing wrong?
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What more should we do?
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Okay.
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The first thing I think is that you have to see data protection and security as part of your essential infrastructure.
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It is just as essential as having a good high speed optic fiber line which can run at 20 Gbps or 60 Gbps or whatever.
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It is as much part of your infrastructure as that.
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If you put in the security and the precautions right at the beginning it will not be patchwork.
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It will be much more holistic and it will also be cheaper and more cost effective.
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Second things other countries have done, you start with the basics.
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First you define what is sensitive data.
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Then you define who owns what as in how much of your personal data is actually your personal data
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and how much of it is stuff that for example your PAN and your IT is known to the government on a need to know basis.
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They are imposing taxes on you, they need to know your income.
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However only one specific department of the government needs to know your income
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that should not be accessible without a warrant to any other random government officer.
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If there is no need for it, it should not be asked for and it should not be available except under warrant.
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Second you impose certain basic norms on the guardians of that data.
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As of now there is no punishment if for example a hospital keeps its medical records unencrypted online.
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We had an incident last week where somebody downloaded 43,000 PathLive reports in Bombay
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just to show that it was available unprotected.
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Now that's sensitive information.
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It affects insurance, it affects possibly friends and partners of the people who went through those tests
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and it affects their careers.
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There is no legal liability for the lab in question because it isn't recognized under law as a breach.
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You need to impose certain basic security considerations on guardians of this data and that includes the government.
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In fact the government is the biggest guardian but on banks, on governments, on insurance companies
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who have to have a lot of sensitive data on hand.
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So how does the US and European countries handle it?
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They do have very carefully defined laws as to what is sensitive data
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which includes things like location which are not considered sensitive even in the most broadest of Indian laws.
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Your right to privacy does not include location.
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In fact the government has argued that privacy should not be a fundamental right
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but location is not even considered sensitive.
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Your medical records are at least considered sensitive.
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So nobody has an obligation to protect your location.
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Google could sell your location if tomorrow somebody wanted to know what does Amit Verma do.
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Google could say we don't really know but 24x7 this is where he is and this is his weekly routine.
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Other countries have then imposed certain basic security norms on guardians of that data.
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They have to be kept in digitally secure vaults.
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They have to be maintained with that security being upgraded as computer systems improve
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because obviously yesterday's digital encryption is not good enough to last today.
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And finally there is restitution in the sense that if data is hacked and put online or there is a breach
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you can sue and the guardian in question will be forced to pay a certain amount of compensation.
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There have been class action suits for example every time that credit cards have got hacked in America.
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Here in October you had four million odd debit cards being hacked across five different banks.
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The question of restitution does not arise.
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The banks will at best settle whatever bills happen to be run up by the people who hack those cards.
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They will issue new cards but they can't be taken to the cleaners as they should be
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for having kept them in an insecure way.
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So you need to impose those mandatory safeguards
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and to punish people who do not maintain those mandatory safeguards.
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And overall you need a data protection law.
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We do not have a data protection law.
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You need of course to define privacy.
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There should not be a scenario where to take a very famous case near a radio,
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then radio tapes were leaked.
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They were supposedly collected as evidence by a wing of the CBI.
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They leaked. No one has really debated the authenticity of those tapes.
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People have implicitly agreed that those tapes were by and large authentic.
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They may have been fiddled with but by and large they were authentic.
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They were gathered for an investigation which went nowhere.
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Some 50,000 hours worth of tapes were recorded and they were released.
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Have you heard of a single policeman being even indicted for this rather than going to jail?
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There are other laws of evidence.
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I mean if you walked into a police station and stole evidence
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which had been gathered in a physical crime.
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Let us say you took away all the weapons which had been gathered in a terrorist encounter.
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You would be liable under law. So would the police for letting you have it.
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There is a much greater laxity because it is data.
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If the buck does not stop with the Home Minister, does it stop with the Home Secretary?
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Does it stop with the Commissioner of the Police Department which allowed this to happen?
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Who does it stop with?
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Maybe in a cashless society there is no buck.
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Who does it stop with?
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So I have a further question. Almost all of my data probably is say with big companies like Google and Facebook.
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Now do they have different policies in different countries to safeguard this data?
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How does it work?
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They do have different policies in different countries.
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For example, Facebook and Google have run into a lot of problems with the EU
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because the EU has much higher privacy standards than America even.
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In certain cases, for example, Russia has insisted that if you are going to be running services in Russia,
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you have to have your servers located in Russia, which is of course the big state surveillance thing
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because then they have much more control over being able to suck data out of your servers.
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But yes, they comply with local privacy laws where those laws exist.
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Now in India, in fact, it was people from Google who told me that location data is not considered sensitive under Indian law.
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And in other countries it is.
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It is of course considered sensitive.
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I mean it is obviously, I would have thought this is completely self-evident that location data is sensitive.
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It's only Indian law which for some reason when they made the initial IT Act,
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presumably they did not think that location was possibly gettable.
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At that point of time, it wasn't common to be able to GPS.
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So would it be correct to say that at that point in time when the IT Act was put together,
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it was more an act of commission because they didn't understand the implications well enough.
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Yes, possibly.
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But then you do need to update an act like that.
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There will be other unforeseen bits and pieces of data which become sensitive as things get more fine grained.
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So without specifying what they are, you need to account for the possibility right now.
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Yes, for example, the whole thing about if I have a phone which is turned on
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and if I have allowed an app access to my microphone,
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it is technically quite possible for the app to be recording this conversation as we have it.
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And while it may not be very easy right now, you have to allow for this possibility.
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And if you are writing a new law, you have to have let us say a catch-all category
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which has any data which may become sensitive in future.
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We are dealing with a science fiction situation that way.
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So I have a two-part question to follow up on that.
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Part one is that if you then had to update the IT Act to make laws regarding privacy,
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would you want to customize them to India or could you just say copy-paste from one of the European countries
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which has handled it well so far and they would suffice?
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Number one.
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And the question number two is that what are the obstacles to these kind of reforms in India?
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Are there any obstacles? Is it just bureaucracy?
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Is somebody protecting their turf? What's the deal?
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You could largely, I think, copy-paste from the EU's norms
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which are the most evolved where these things are concerned.
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For example, EU even has something slightly controversial, the right to forget,
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meaning you can ask a search engine to put non-index information about you.
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You might need to mindfully tweak it for Indian context,
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but yes, I think that would make a good working template.
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The second part of this resistance to this, I think, is because of two things.
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One is there is reluctance on the part of India Inc, of commercial startups, etc.
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to let these protections happen
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because right now there are a lot of commercially positive implications
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to being able to, for example, locate you.
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Give me an example.
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Well, Zomato can figure out how many restaurants will deliver to your exact area.
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Google can figure out whether you are more likely to read military history
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or books on cooking, for example, two fairly common hobbies.
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So there is a reluctance to let commerce be impeded by this.
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And at the government level, I think there is a reluctance to have safeguards
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put on the government's ability to survey, to track and survey people.
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For example, in theory, Britain has just put in an extremely regressive surveillance act,
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which looks a bit odd because Britain also has fairly high privacy safeguards.
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The point here is that Big Brother can watch you in Britain,
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but Big Brother also has to get an okay from his Big Brother.
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So there is a chain of potential consequences.
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We don't have those safeguards.
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And I don't think the government would like to have those safeguards.
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Right now, as it stands, a verbal order from a policeman of, you know,
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any IPS officer basically can give a verbal order saying,
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put a tap on these guys, you know.
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And I suppose this is especially a worry as we get more and more authoritarian.
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And a classic example of that which comes to mind is the leak about
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Ishtar Sattelbaad using her credit card to buy alcohol, which is, you know,
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again a massive breach of privacy and it's besides being completely irrelevant to anything.
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It is purely an attempt to embarrass somebody who is a critic of the government.
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And yes, I mean, if her credit card had been used to buy whatever birth control pills or whatever.
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Again, and the fact is that again that that leak was happened with impunity.
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Because the government has every right to collect financial information on you,
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specifically in a case where it suspects that, you know,
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you have financial improprieties involving a tax, an organization which gets tax breaks.
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It has every right to collect that information.
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As the law stands, it also has the right to dump it in public domain in order to embarrass you.
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If you had a privacy law, this was at an open.
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In fact, the example you use was open press conferences.
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It wasn't hush-hush take it out.
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It wasn't the leak.
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It wasn't hush-hush take it out the side door.
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It was so, you know, it has a right to embarrass you.
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So I have one final question for you.
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I mean, we are ending this episode on a slightly pessimistic note
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because it's obvious that there are powerful interests such as the government and big corporates
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ranged against giving us a kind of privacy and data protection that we might want.
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But my question to you is that as an individual user and as an individual generator of data,
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so to say, what can we do as best as we can to safeguard our interests?
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There's a level of individual security which you can put in
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to try and see that your own communications are not,
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for example, use email which has fairly strong encryption,
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use something like signal or WhatsApp which is end-to-end encryption.
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Beyond the point, you can't because you're engaged with a banking system.
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As an example, I've used increasingly in conversations
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in the last couple of weeks after demonetization happened that,
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well, you know, as the government says, it is very easy to transfer money into your account
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using a direct benefit for gas subsidies and M&Riga, etc.
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It is equally easy to transfer the money out.
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Right.
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And assuming you're engaged with the economy in any given way, unfortunately, you are at,
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without laws, you are entirely at the mercy of the government if it decides tomorrow
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at its discretion to transfer money out of your account.
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So a cashless economy in a sense is the end of freedom.
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It is. In that sense, it is very much the end of freedom.
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I mean, you're talking about electronic bytes.
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If there is no law to protect that data, and it might not even be the government,
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it could be a clever hacker's collective.
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Right.
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Devangshu, thanks a lot for being on the show.
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And in case Big Brother is listening in, hey, Big Brother, what's up?
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Thanks. You're welcome.
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Talking to Devangshu made me wonder why I call the show The Scene and the Unseen.
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In the times we live in, can anything really be unseen?
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Having said that, in this shallow age of short attention spans, can anything even be seen?
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Maybe there's no seen. Maybe there's no unseen.
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That's an apt philosophical note on which to end this episode.
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See you next week.
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Hi, this is Amit Doshi, and I wanted to thank each and every one of our listeners.
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